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Al-‘Allāmah Ahmad An-Najmee رحمه الله mentioned,

“Everyone from whom Zakāt is taken from is considered to be rich and therefore is not given from it. This is the statement of the majority of the scholars, due to what is apparent from (textual) evidences, such as the hadeeth, 

“It (Zakāt) is taken from their rich ones and given to their poor ones.” 

[Saheeh Muslim, hadeeth no.19]

[Sharh ‘Umadatil- Ahkām, vol.2, pg.193, Dār Mirāth an-Nabawī print]


Shaykh Zayd ibn Muhammad ibn Hādī al-Madhkhalī (d.1435H) رحمه الله mentioned, 

From the fruits of having faith in the obligation of Zakāt is what follows:

1) It purifies the soul from the moral corruption of miserliness and stinginess. For these two are blameworthy characteristics in every legislation from the legislations of Allāh.

2) It supports and aids Islām and fulfils the needs of the Muslims. 

3) It increases the wealth from which Zakāt is given, for wealth does not decrease by giving in charity, rather it increases it.

[Al-Ajwabatuh as-Sadeedah, vol.1, pg.22, Dār al-Mirāth an-Nabawī print]


Imām Wakee’ ibn Al-Jarrāh (d.197AH) رحمه الله mentioned,

“Zakāt al-Fitr is to Ramadān what Sujood as-Sahw (prostration of forgetfulness) is to the Prayer, it offsets any shortcomings in the Fasting, just as the prostration of forgetfulness makes up for the shortcomings in the Prayer.”

[Al-Majmū’ sharh al-Muhazab, vol.6, pg.68, Dār ‘Aalām al-Khutub print]


Allāh’s Messenger (صلى الله عليه وسلم) said,

“Indeed from the completion of your Islām is that you pay the Zakāt due on your wealth.”

[Al-Āhaad wal-Māthānee of Ibn Abee ”Aasim, Silsilah al-Ahadeeth as-Saheehah no.3232]

Question: Is it permissible to give Zakāt to someone who is in debt? For example if someone borrowed a sum of money to buy land, can Zakāt be given to him? And is he entitled to Zakāt if he took loans in order to buy clothes for his sons, or a car that he will use for life’s necessities?

Answer: If someone borrows a sum of money out of necessity, in order to buy a home to live in, or to buy suitable clothes, or for those whom he is obliged to provide for, such as his father, children and wife, or to buy a car to work and earn money in order to provide for himself and his dependants for example and he does not have the means to pay off the debts with, then he is eligible to be given from Zakāt money that which he will use to pay off his debts.

On the other hand, if he took loans to buy land that will be a source of affluence for him, or to buy a car in order to be from the people of luxury and comfort, then he is not eligible to be given from Zakāt.

[Fatāwā Al-Lajnah ad-Dāimah, vol.10 pg.8]

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